We had this banana pudding  last night and it was delicious!
* 1 (14-ounce) can sweetened condensed milk (NOT evaporated milk)
* 1-1/2 cups cold water
* 1 (4-serving-size) package instant French vanilla pudding and pie filling mix
* 2 cups (1 pint) heavy whipping cream
* 40 vanilla wafers cookies (about)
* 3 to 4 medium bananas, sliced and dipped in lemon juice from concentrate
* 4 vanilla wafers, crushed to crumbs for garnish